什么是貨幣

來源: 編輯： 2009/09/17 11:51:04　　字體：大小

　　Money is a word common to all the basic functions of bank. Money can be defined as anything which passes from hand to hand and is generally acceptable in the settlement of a debt. Although most countries now use a system of bank notes and coins， many different commodities have been used as money by people in various parts of the world and at various times in history. Beads，stones， seashells， paper， precious metals such as gold and silver， base metals such as iron have all been used. All of those， at the time of their use as money， passed freely from hand to hand and were generally acceptable in the settlement of a debt.

　　貨幣是銀行在履行其基本職能中最常見的詞，貨幣可以定義為自由流通，并在清算債務(wù)時(shí)被普遍接受的任何商品。雖然大多數(shù)國(guó)家目前實(shí)行一種鈔票和硬幣的貨幣體系，但在世界不同的地區(qū)和不同的歷史階段，許多各式各樣的商品也都充當(dāng)過貨幣。珍珠、石具、海貝、紙張、金銀等貴金屬、鐵等賤金屬都充當(dāng)過貨幣。所有這些商品在充當(dāng)貨幣時(shí)期，都曾自由流通，而且在清算債務(wù)時(shí)被普遍接受。

　　We are all pleased to receive money as a birthday present and expect to be paid a sum of money at the end of a week's or a month's work. This is not because we like the picture on the bank notes or the color of coins. Money by itself gives us no benefit —only by spending it can we obtain the thing we want. Without some form of money in circulation， the range of goods and services available to us would be considerably reduced and business transactions would be difficult to carry on.　　

　　我們都很樂意接受貨幣作為生日禮物，在工作一周或一個(gè)月以后都想得到貨幣報(bào)酬，這不是因?yàn)槲覀兿矚g鈔票的圖案或硬幣的顏色，貨幣本身不能給我們帶來任何好處——只有將貨幣投入使用，我們才能獲得所需的商品。如果沒有某種流通貨幣，可供我們使用的商品和勞務(wù)的范圍將大大縮小，商品交易也難以進(jìn)行。

責(zé)任編輯：vivien

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